Retirement risk is shifting to individuals
The responsibility for generating retirement income has shifted to individuals, leaving your clients with greater uncertainty and more complex decisions about how to make their savings last.
This shift is driving a growing need for strategies that deliver more predictable outcomes. Protected lifetime income solutions can play a critical role in helping clients move from uncertainty to greater confidence in their retirement plan.
Meeting the Moment — Closing the Retirement Confidence Gap
Transamerica invites you to watch an on-demand webinar featuring Tamiko Toland, a Fellow of the LIMRA Retirement Income Institute, and Steve Donahue, Transamerica’s Divisional Sales Manager.
This webinar features a timely conversation on how the industry arrived at this moment — from the shift in responsibility from institutions to individuals to the emotional challenges clients face when turning savings into income.
They also share practical ways to navigate these conversations and position solutions designed to create more predictable, protected income in retirement.
Prefer reading? Get the white paper
A Barron’s Top-100 Annuity, Built for Fee-Based Account Needs
The Transamerica I-Share II Variable Annuity was recognized by Barron’s as one of 2025’s top annuities for tax-deferred savings, highlighting its value for RIAs and their clients.
Annuities Among RIA’s
According to LIMRA, fee-based variable annuity (VA) sales—often used by registered investment advisors (RIAs)—grew by 21% in the first quarter of 2025 compared to the same period in 2024.
Registered investment advisors are uniquely positioned to provide guidance to investors that help limit a wide range of risks and annuity products have evolved to fit the way RIA’s do business. Follow the links below for resources that can help open opportunities with Transamerica annuities.
Not licensed? We have solutions for you too. Contact our annuity education desk at the number below for support.
Your clients should consider a variable annuity’s investment objectives, risks, charges, and expenses carefully before investing. Go to transamerica.com for prospectus containing this and other information. Encourage them to read it carefully.
Variable annuities are long-term, tax-deferred vehicles designed for retirement purposes and are subject to investment risk, including possible loss of principal.
Annuity fees and charges include mortality and expense risk fee and administrative charge, surrender charges, annual fee, and investment option management fee. Additional fees may apply to optional benefits selected, including living benefit riders.
All guarantees, including optional benefits, are based on the claims-paying ability of the issuing insurance company.
All policies, riders, and forms may vary by state and may not be available in all states. ICC19 TPVA10IC-R1019, TPVA10FL-R1019, FPVA10NY-R1019
Transamerica, the Transamerica Pyramid logo and the Transamerica Pyramid building are federally registered service marks owned by Transamerica Corporation. Any unauthorized use is expressly prohibited. Transamerica is the marketing name for Transamerica Corporation, Transamerica Financial Life Insurance Company, Transamerica Life Insurance Company, and Transamerica Retirement Solutions, LLC. Insurance products and services are offered or issued by Transamerica Life Insurance Company, Cedar Rapids, IA; Transamerica Financial Life Insurance Company, Harrison, NY (licensed in New York); and Transamerica Casualty Insurance Company, Cedar Rapids, IA. Securities offered through Transamerica Investors Securities, LLC, Harrison, NY. Variable products and mutual funds are underwritten and distributed by Transamerica Capital, LLC, and/or distributed by Transamerica Investors Securities, LLC, each a broker-dealer and member of FINRA. Securities and investment advisory services offered by Transamerica Financial Advisors, LLC, a broker-dealer, member of FINRA, SIPC and a Registered Investment Adviser. Investment advisory services focused on the unique needs of individual retirees, retirement plans, and their participants are offered by Transamerica Retirement Advisors, LLC, a Registered Investment Advisor. Health savings products and services offered through Transamerica Health Savings Solutions, LLC. This site may not yet be approved by the Departments of Insurance in all states at the time of publication. Transamerica companies are part of the Aegon Group. Copyright 2011 – 2026 Transamerica Corporation, 6400 C Street SW, Cedar Rapids, IA 52499 — All Rights Reserved.
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